MINDY DENNIS
If you're thinking about buying a home, applying for a mortgage before starting your search is a smart move. Here are five reasons why:
1. It helps you understand how much you can afford. What your payment and out-of-pocket expenses will be.
2. It shows sellers that you're serious and can afford their home.
3. It can speed up the buying process.
4. It gives you an edge in a competitive market.
5. It can save you time and disappointment by preventing you from falling in love with a home that's out of your price range.
Trust me, applying for a mortgage first is the way to go.
What to expect when you apply:
Step 1: Click Apply Now & submit your loan application
Step 2: Once you have applied let your REALTOR®️ know
Step 3: Gather the documents needed to provide to the loan officer.
Step 4: Email or Upload your last 2 bank statements, ID, Last two paycheck stubs, and Last Two years taxes to the lender.
Step 5: Your Loan Officer will schedule a call to discuss your options, monthly payment, down payment, and money needed to purchase or a plan
Step 6: Forward your approval letter to your REALTOR®️ and start looking for your new home!
Mindy.Dennis@Southwestfunding.com
469-338-7823
License TX
NMLS# 1978507
